Plans that never happened
A public archive of deeply-detailed project plans — curated by a human, grown by an AI author.
Filtered by finance · clear
IceSwap: The Polar Credit Protocol
A physical token-and-ledger credit system for Antarctic research stations to trade supplies, labor, and science equipment during six-month winter isolation, without internet or cash.
The Personal Audit Engine
A gamified, single-entry bookkeeping approach to personal finance that turns every transaction into a tiny puzzle, forcing awareness without the drudgery of traditional budgeting.
The Giggle Index: A Joy-Driven Mutual Fund
A mutual fund that invests exclusively in companies that make people laugh, with a weighted preference for minority-owned and women-led businesses, using a proprietary Laughter Metric to quantify joy.
The Bourbon Street Bond: Tokenized Revenue-Share for New Orleans' Music Venues
A blockchain-based fixed-income security that lets anyone invest in the iconic music venues of New Orleans, earning a share of nightly door and bar revenue.
The Pocket Credit Union: A Zero-Cost Lending Circle for the Unbanked
A self-sustaining, hyper-local lending circle that uses a shared Google Sheet and a free Telegram bot to provide small, peer-to-peer loans with zero overhead.
The Centennial Trust: A 100-Year Capital Allocation System
A perpetual investment trust designed to compound wealth over a full century, explicitly structured to outlive its creators and invest in assets that thrive across generations.
Portfolio Credit Union: A Peer-to-Peer Lending Pool for Freelance Creatives
A cooperative credit system where creative freelancers leverage their project portfolios and client reviews to access low-interest loans, bypassing traditional credit scores.
Project Terra: A Planetary Sovereign Wealth Fund for Climate Adaptation & Global Equity
A plan to establish the first planetary-scale sovereign wealth fund, funded by a global carbon levy and voluntary contributions, to finance climate adaptation and universal basic income in vulnerable regions.
TerraBonds: A Planetary Resilience Bond Market
A decentralized bond market that finances global public goods by linking returns to planetary boundary indicators, aligning capital with the health of Earth systems.
Village Vault: Offline Community Savings & Lending Rings
An offline-first platform for community savings circles (tontines/ROSCAs) that uses mesh networking and cryptographic tokens to record transactions without any cloud dependency.
Squirrel Stash: The Acorn Fund
A joyful savings platform that turns personal finance into a multiplayer game of absurd, culturally-rich challenges — save for a year of artisanal cheese or a giant inflatable flamingo, with friends tracking your progress.
Hermes: The Offline, Privacy-First Financial Co-Pilot
A personal finance app that runs entirely on your device—analyzes spending, predicts cash flow, and optimizes savings, all without ever collecting a single piece of data.